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Hi guys I'm looking for a Broker to have a quick chat with about serviceability. We have a regular Broker but would like a second opinion and or more options Please PM if you have some spare time. Thank you

Hi, We're holidaying in Port Douglas at the minute and are really enjoying it. Drove from Cairns and are interested in buying a rural property that's still close to town (Cairns) and employment in the range of anywhere up to say $450k. Which suburbs should we be looking in? The Wife has always...

Hi guys, I've a question for you. I made a capital gain this year where the 50% CGT discount applies and on it's own without including any other income I'll owe $15k tax. I've started my own business finally which makes good money for minimal hours which is exactly what I've been looking...

I've been thinking about others lately, general employees to be precise and I've been looking at all my workmates. Some earn around $100k p/a PLUS company vehicle..! while I don't earn half that, most are still renting.. one has a few investment properties, some are paying a modest mortgage...

Hi! Long time no speak, I hope all's well around here I'm watching an interesting discussion unfold here http://www.ntnews.com.au/article/2012/11/07/314899_lifestyle.html some really immature views on housing. Chime in! Ciao'

Hi there, I'm currently preparing a greenhouse and carport for painting and I'm also considering painting the iron shed it's all attached to for a really neat looking job if possible. The metal is all in good condition with no signs of rust, although the previous tenants have used it to...

Hi. I live in the Northern Territory and have been working at a retail outlet for the past 5 years. We have a lot of staff come and go, no-one seems to stick around very long. I have personally witnessed many employees be bullied after they've given notice so they don't stick around and are not...

Hi! Just thought I'd shre my thoughts out loud collectively. I am in the midst of a possible property purchase, but because the banks are very skittish at the moment, not many loans, even well presented are getting through to the keeper. I'm looking at considerations as to where to...

Hi there. I'm just wanting to get a rough but fairly accurate idea on this scenario. No kids No loans, car, credit cards etc Good credit record Long employment record, same employer for the past four years Salary of $52,000 after tax. If this individual had a 5, or 10% deposit, what...

Hi there. We currently live in a house (on an interest only loan) where we fixed the interest rate at 6.8% 1 year ago, with two years still to run. We would actually like to begin paying off some principal because we will be living there for a while yet so, is this possible without losing...

Hi everyone! I'm hoping to yak to a local. Just looking in-to Slade Point, Mackay and have seen that there are quite a few properties around the area for sale, could this be because the area was damaged by flood with the wild weather earlier this year? I see it is classed as 'high risk' in...

Hello! I hope you're all well. Just a quick one for you: I'd like to give my wife a deposit to purchase a property. I have a property that is valued at a certain amount and if I took the total borrowing on it to 80% it would cover the deposit required. Here is my question. Because this...

Hi all! It's been a while since I've posted, and I hope you're all well. I thought I'd post some of my own plans for 2011 to get the thread rolling (so-to-speak) Well 2011, and half of 2010 come to think of it has been quite boring really, but in a positive way. I'm finding it difficult...

Hi guys! Just bought a 1997 40th anniv 80 series cruiser on LPG and petrol. I'm wanting to know about the 12 system, does this just mean I can power lights n stuff from the cigarette lighter? or is this for caravans? Also, I notice you have to hold down the lighter for it to heat, is this...

So I've been working in a new industry, (to me anyway) for five weeks as opposed to my previous 8 year stint at a Musical instrument store. in which I enjoyed because, well, I have a passion for playing and repairing these things, but in the end HATED dealing with customers.. Sound familiar...

I have an electric Reem that only looks a few years old that is suddenly going luke warm/cold after just one shower. I looked on the net on how to fix, but the most common occurrance is the 'dip stick', which mine doesn't seem to have. My cold inlet is at the bottom of the HWS, so I'm...

Hi y'all! I've just bought a good book on travelling Oz with great maps and advice that shows many options on tow. The thing I'm mainly unsure of is the type of 4x4 we will need to get us on the road and keep us there. At the minute, I'm thinking of travelling with a caravan or camper...

Hi everyone! Long time no speak. I've been away for a while. Hope everyone is well and look slike I've got some reading to catch up on! :D;) Firstly, I have a problem with my new TV.. Its a Teac 42" LCD and while it's fantastic, the picture takes a good 30 seconds to settle in. It's like...

Economics. Whats REALLY going on? Ok so the RBA are telling the public that retail spending is on the rise. Time to raise rates and curb that inflation again! So up rates go. On the other hand I hear a total flip coming from media sources. Not the most reliable of sources but a source...

Firstly, If I wished to add my (soon to be) wife's name to our PPOR loan, is this possible because it's our PPOR? Secondly, can I do the same with the actual title of the property? Free of charge (no stamp duty in this instance?) And thirdly, will this increase my personal service-ability...