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I'm not sure about struggling to pay the rent but at a party early on in the year nearly every one there was on reduced income and just paying the bills. Everything else was cut back. Most had there husbands cut down to a 4 day week. Our income also has dropped significantly this year, but no we...

Great buy. I wish you could grab a few for me :)

I think the idea sounds great. When we were in Copenhagen 7 years ago, we were anticipating using this system to get around. We never once saw an available bike. The ones left were all damaged or vadalised. Maybe Aussies aren't the only ones. Apparently a lot of people would just permanently...

I've heard this too. I hate to say it but bad things happen to people who have sense and plan. An injury hence no income, no insurance or insurance won't pay up ( I think this happens more then we know) and everything falls apart. If Dh was injured and couldn't work and our insurance didn't...

If I was renting I would expect discounted rent and/or a bonus on sale for loosing the privacy of my home while it is on the market. Especially if they have kids keeping the house clean is hard. Could you say that if the house is well presented for an open home you will give them $50 etc. or...

Everything I've been reading does indicate hobart is at the top of the market. Last time I looked it Mid last year it was still going up. The middle of the range is a bit stagnant. <300k is the cheap end especially in Blackmans Bay. 400k would buy you a nice place. Don't expect much. Claremont...

We have been on several intrepid trips and totally agree they are only as good as your guide. they are a great way to travel as it is like back packing but the running around and organising is done for you allowing you to enjoy yourself. You really can spend as much or as little time apart from...

I haven't done the maths but was he saying that earning interest on your money and paying tax on that would leave you better off then reducing your negative gearing on your tax rate. (assuming it is an IP not a home morgage)

2 of our IP's seem to attract single parents. They are really clean and tidy and well looked after and affordable. They have been great tenants. Never missed a payment always in advance, IP always kept clean and immaculate. We originally wanted no kids but all of our single parents, with one...

You are correct. It doesn't seem right to me that interest for shares doesn't count but for property it does, but that is the rules. May be as property is more for long term capital gain ?

It looks great. Really easy to follow, much better then a lot of websites I have visited.

Have a great trip. South America is such a great place to travel in.

Sounds like an awesome business. Would you like to share details with us about how you turned your life around ?

We are going thru this debate now. I was going to do the private school thing but our local public school is meant to be as good as the private schools and closer. The only problem is I'm not happy with the local public high school so I will most likely send them to private high schools. I...

Our goal is to have enough passive income so we can retire at around 50 if we choose. We want to have plenty of fun getting there including me not working unless I want to and hubby to continue getting very long holidays every year.We would prefer to take longer then have to be misers and not...

We have two pets and two kids and the kids cause more damage to the house then the pets. We try to avoid both in our IPs.

Lots of competition here. Maybe listening to a financial planner who talked me out of property into share in the late 90's. What my money go backwards then just had money in the bank during the boom.

Thanks for the suggestions. I finally felt confident enough to actually pay for the tickets yesterday. We booked for 9 weeks, I hope that is enough without being too much. We had so much trouble deciding how long to go for. We have been pondering the idea of a portable dvd player.We have...

We are setting off shortly for a trip to the states with the kids. We plan to use a campervan for alot of the trip to allow the kids(who are 1 and 3) to have a more stable environment then a different bed each night. We have tried to plan as little as possible so we can be flexible and pack...

Touchy subject. I think the really hard thing now is that whether you get paid maternity leave really depends on who you work for and nothing else. Working for a small business I have had no paid maternity leave (even though I used to do countless hours of unpaid over time every week)...