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Nice article to explain why the interest rate is going to remain low for a while longer http://www.smh.com.au/money/borrowing/interest-rates-to-stay-low-through-to-2015-20140412-36k3n.html US is continue to print money via near-zero interest rates and no sign of tampering. This means RBA...

China is looking more and more like the biggest risk to oz property market. Australia is too reliant on China (resource, tourism, education, property etc), and right now China's economy is looking very much like Japan in the 1980s and America pre GFC. I am of Chinese heritage and follows news...

Hi All, I am from NSW and intending to buy in QLD. Since its first time I am considering interstate purchase (damn you crazy Sydney prices!). How many times do I need to fly over there to complete the transaction? Here is what I am imagining Inspection - 1-2 times hopefully enough research...

I have just purchased another investment property. After all the excitement has calm down, I realized that real estate represents the majority of the my asset. Since I am in the insurance business by day job, alarm bells about risk/diversification start going off crazy in my head. So wanted to...

Today I went to get a loan for buying an investment property. Some of the stuff the banker ask leave me speechless... Under the new NCCP regulation, they need to access if getting the loan is suitable for my goal. I said "Fiancial Independence" as the goal. The reply was that its not specific...

I have been on a roller coaster ride in the property markets for the a while now and would like to share my experiences Cash really is the king - I leverage to the max and now pains me to see all these wonderful opportunities available but no cash to invest Rental yield - average rental...

Another day, another sensational article on the mass media on property price predications. Only this time it is not predicting doom and gloom :) http://www.news.com.au/business/money/story/0,25479,23961580-5013951,00.html As usual, facts the article based on are shallow and one-sided, which...

I have a PM that is not really doing his job well (should have known better it since hes also the director, sales agent of the agency...), so I am thinking of changing PM. Never done that before, wondering what the standard practice and procedure for doing so? I have read the original...

Hi all, I just bought an IP in Castle Hill, does anyone know of a good property manager around the hills area that can look after it? Thanks

There is an article on the issue on housing affordability and ways to improve it. Its quite in depth, and surprisingly, coming from a mass media newspaper http://www.smh.com.au/news/business/housing-woes-best-eased-via-supply/2007/07/09/1183833431275.html?page=fullpage#contentSwap1

Hi All, I have just rented out my IP and become a landlord for the first time. :) However, I never received any rental applications from the property manager, he just signed them up on behalf of us, and he didn't inform us straight away. It's only today when I ranged to inform him a...

Hi people, We are currently short on equity but no problems with serviceability. So 106% loans seems a very tempting path :) 1. Who are the lenders that currently offer 106% loan? 2. How much higher is the interest rate compare to normal 95% loans? 3. Can it be investment loan? 4. Can...

Hi all, I've only just started looking into property investment, and this forum is the most awesome place :) As a start I am planning to get an cheap old unit that has reasonable rental yield , but I don't know how to find out the age of building (mainly so that I can factor in...