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Hi everyone, My friend Jacqui is trying to take out 1st place in the "Face of Cox plate" competition on facebook. Winner gets $5,000. She is going to donate $2000 to Peter Mac Foundation & $2000 to Make a Wish foundation. The remaining $1000 is going to be put towards her car which was...

To sell it all down in 5 years and be the first homeless Bugatti Veyron owner :) I can hang my clothesline off the windscreen if I get a convertable model !!

I can cover around another 300 per week. Sorry I am based in Vic. I am currently with Bankwest which was originally a 97% product setup in Dec 09. I basically am looking at getting #2 ASAP.

Hi Guys I am just looking for some opinions on what I should do next. Income about 55k PPOR Loan 1: 308k PPOR Value: 400k My plan: Loan 2 LOC 90%: 52k Loan 3 Mort 97%: Buy house #2 Loan 2 to cover LMI for loc & new loan, deposit, legals, stamps out of Loan 2. How can I make...

Is a broker necessary? no Is using a broker worthwhile? yes There is no negative with practically unlimited upside. I would not be a homeowner as we speak if it wasnt for mine, no doubt about it. She definetly earned her $. You dont draw your own building plans, you hire an architect. Now...

subscribing to this one :) Will need this infomation around July hopefully!

Correct me if im wrong - but I belive in the OP's situation inregard to LMI you only need to "top up" the LMI to the new value. So you dont need to pay the FULL lmi on the new valuation. New LMI figure - LMI previously paid = $your contribution :)

I just baught in melb pre auction, after looking for around 8 months and feel i baught slightly under value. I think the decider for the vendor was handing over the signed contract copies, deposit cheque, and a nearly-fair unconditional offer. From the vendors point of view whats a few grand...

Drawing down the equity not an option? The depreciation on the new places would be worth hanging onto for a few years wouldnt it?

"Investment" FYI: you only need to topup the LMI to the new loan value, not pay it all over again. Good Luck :)

All great advice - thanks. Few points - The vendors "arent accepting offers prior to auction" And the 32 isnt ready yet. I was going to submit the 32 to the bank to see if I could get full approval before the auction date, by them valuing it I guess (at my expenese) Im an avid ebayer so...

Hey guys. Ive got my eye on a property thats heading to auction in 2weeks. Ive got a pre-approval from Bankwest. If I bid and win the auction, do I need to jump in blind and hope the banks valuation comes in ok & theres no further hurdles with finance? And if the bank says no I am...

Gotta love banks thinking. "its precisesly 55.253 sqm" "The strata papers state approx 49sqm, Thank you, come again" :rolleyes:

Have your stuff ready to lodge with another lender/broker incase things go pear shaped :) Kirstine is an excellent choice :)

So have you planted them Kirstine? You never know ;)

:o Thanks for the kinds words Ms Jade. I definetly appreciate what shes done for me & i've let her know that. I tried to stay mature about it all. I'd like to think im getting past the greif stage as im starting to get excited about life again, tradings up, commissions are back, just...

Wow epic thread. At the start I was of the opinion, their kids, their problem. But obviously in reallife its a little more difficult. After reading the arguments I'll have to agree about reporting them. Its either the kids are social misfits or youve got a heavy continence.

It'll happen one day. Its fair enough to be pessamistic up until that day though :p Id rather run the risk rather than go back to her and always be wishing things were 'how they used to be' to me thats more punishment then flushing the years we were together down the toilet. Start fresh...

Location, Location, Location. Some decent CF+ properties there, but you'd have to wonder about finding tennants. Thanks for the link :)

I have never felt so poor :( I just lost the gf of 3years. You know, the first love the "one". Yes im young and sure plenty of other people are alot worse off than myself, but man it introduced a whole new world of pain ive never had to deal with before. Finance hit a wall. My trading results...