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    Use of lo-doc because of other parties - opinions please

    Decision made, but thanks for reading...
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    Tax deductibility of postgrad uni fees

    Quick question for those who know: If someone undertakes postgraduate study in a course directly relevant to their current employment (e.g. a communications specialist does their Master of Comms), the course fees and related expenses should be tax deductible. What about if the same person...
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    Fixed rates on the way up?

    http://www.propertyobserver.com.au/mortgages/big-four-banks-lift-rates-startle-the-market
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    Coolest car ever - the Moke...

    ... looks to be returning! Awesome! No information on prices yet, but if it comes in at less than $10,000 (it's made in China and super simple) I'll probably buy one as a toy. http://www.mokeinternational.com/images/MOKE%202013%20e-brochure.pdf
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    Accessing superannuation early

    OK, so I stumbled upon this article, and point 11 leapt off the page and into my brain. Is this for real? Can someone who knows something about super (which I clearly don't) please set me straight? Thankyou thankyou thankyou...
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    First Home Owner max LVR?

    Anyone know what the banks will do for a first home buyer in terms of max LVR, assuming serviceability is OK? Cheers.
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    Changes to Superannuation...?

    http://www.afr.com/p/national/push_firms_to_target_super_cuts_HFBdIYM0dUdjjHbmL09fRM Looks like we may have to deal with some changes to the superannuation system. This will no doubt have an impact on investment strategies for a number of us, including influencing decisions relating to using...
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    New Home - Celebrating

    Closed the deal for a new PPOR today - paid $235k less than the previous owner bought it for. We have major renos coming up, then moving in - can't wait! :):)
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    New PPOR?

    Just put in an offer on a new PPOR. It's a nice home, quite large, not far from where we live now. I've offered $150k under asking price, be interesting to see if it gets a bite. Fingers crossed.
  10. V

    Gen Y using super for property deposit?

    http://www.news.com.au/money/superannuation/let-genration-y-buy-house-with-super-savings-nicholas-gruen-says/story-e6frfmdi-1226159497739 Interesting idea. Obviously not law yet, but I'd be cheering. Surely anything that increases the buying power of consumers will put upward pressure on...
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    Limits on Superannuation withdrawals?

    http://www.dailytelegraph.com.au/news/super-freeze-on-cash-for-retirees/story-e6freuy9-1226187024395 Not from a particularly reliable source, but an interesting concept nontheless. Due to liquidity problems, people may be restricted in terms of what can be taken out of a superannuation fund.
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    Risk Management Failure - ouch!

    As many regulars here know, I bang on a bit about risk management, because I think it's important. Well today I got hit with an event that had slid completely through my risk management net - I'd never even considered it. My margin lender rang this morning to tell me that the managed fund I...
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    Purchase of Iraqi Dinar - physical currency

    Seeing some chatter around the place about the Iraqi Dinar, and about how it's supposed to have a lot of potential upside as Iraq gets itself sorted over the next few years. Clearly a long shot from an investment perspective, and something I wouldn't drop more than a few hundred bucks into...
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    Banks doing it tough?

    Maybe not so much... http://www.news.com.au/business/commonwealth-bank-records-13pct-rise-in-full-year-profit-more-than-6-billion/story-e6frfm1i-1226112162143
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    Interest move by the US on oil prices

    Ostensibly to support supply issues from Libya (despite recently falling oil prices), the US has decided to release to market part of the Strategic Petroleum Reserve. Interesting times. http://money.cnn.com/2011/06/23/news/economy/spr_stimulus_oil_prices/index.htm
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    How much does the school formal cost?

    In the US, it seems the average spend to go to 'prom' is US$807. I nearly laughed out loud. http://money.cnn.com/2011/06/16/pf/cost_of_prom/index.htm?iid=HP_River
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    Been naughty again

    Well, after splurging on the new WRX in February, we've decided to live a bit more... The V8 goes on Saturday, and we pick up the wife's new Holden Barina Spark at the same time. Also, I've just booked return flights for the family to go to Florida in September, the plan being to have a...
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    Demographic economics - 2025 onward

    http://www.hsdent.com/swiw.pdf As some of you know, I find find Harry Dent's method of demographic economics quite interesting. The link above is to a series of charts depicting the anticipated 'peak spending' periods for many countries around the world. Australia's is on the last page, and...
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    Low Morale

    http://tech.fortune.cnn.com/2011/03/04/ibms-sam-palmisano-a-super-second-act/ This article is about the company I used to work for. Have a look at some of the comments. These are dead true - morale is at an all time low. How would one turn something like this around?
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    New Job

    Hi Everyone, Well after 4 and a half years at a huge multinational IT company I've walked away from a $160k per year job to go contracting. I've hooked up with a bunch of people who do short-medium term contracts for high $$ with government, with nothing guaranteed. I start next Wednesday...
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