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Is there any restrictions on the Doreen block? That price is cheap for even 2 years ago.

I initially had a budget of 15k for site cost I think this should cover most of it. But I will find out from metricon later this week. I have heard horror stories from all volume builders and my personaly builder will be checking the site as often as he can so I am confident we wont get as many...

I have a feeling that it will cost more than 2k as there is around 300m2 of dirt that needs to be levelled and probably a little bit of filling as well. I will be getting quotes this weekend so will hopefully have a better idea then. There may also be rock removal involed which could add up.

I am getting quotes at the moment to level the block but if it does exceed 10-15k the problem would then be the amount of deposit we have left. I would much rather get it built into a loan. Would it be worth getting a personal loan then refinancing it into the mortgage loan once the house is...

I have recently put a refundable deposit on some land in mernda. The issue we now have is that is has slightly more than 2m fall and metricon wont build on it. They will however build if we can get it excavated to a flat surface. Is there a loan available that has an allowance for excavation as...

We are in the current process of find a block of land to put a house on. We are looking in the north area, and came across a blocks in Hawkstowe (south morang) apparently these blocks were cheaper because that already had a two storey covenant on them and the area seems to be flooded with first...

Hi, I am also after a small dev block in Melbourne pref north of watsonia near plenty road, I am after 400m2 for a 20 square home. If anyone has anything they were thinking about splitting up give me a yell and we may be able to work something out.

I will definately be doing something serious in the next month or two, I have already made a booking with a friend that is a mortgage broker to truely weigh up what I can borrow etc. The main help I need now is if Mill park will be better off than south morang or epping which are all close...

Lamingtons the idea is to use it as a PPOR only for the 6months needed to get the FHOG after that we would rent it out. The house we are renting at the moment is a brand new 2br unit in mill park for 230 a week (the owner is a friend of ours) the identical block next door is rented our for...

Target budget is around the 300ish obviously the cheaper it is the quicker I can afford the 20% It seems alot of those 3br houses come with very small land content is it worth looking for something a bit larger? 290K looks achievable for a nice 3br, which at the moment are still fetching near...

Thanks heaps for the help, I am on holidays which gives a nice amount of time to think about the year to come. I think i have decided on the "save 20%" route the new house idea was mainly since the house we are renting at the moment is brand new and my wife liked the idea of moving into...

Is the 20% purely to avoid mortgage insurance or just a better leg up on paying the loan. As far as areas go Slightly south of mill park would be nice for my wifes job but north is much more affordable. Would you have any reccomendations with suburb within 10km or at this point in time does it...

Hi Im am new to the forums and this seemed to be the best place for this post. Well the year is over and my wife and I have a few choices to make. We now both have secure jobs and are starting to think whether buying a house is the right choice right now. We are both 23 and have around $400-500...

Yeah definately, the chances of finding whingers on this site to contribute is probably zero as well. I dont think anything about current house prices is unfair and ive put in place measures so i will be able to buy a house one day so there isnt really anything to whinge about in my case, it was...

200's is still not 2 and half times my salary, you clearly have alot more experience than me I was just pointing out that it definately hasnt become easier for us to purchase a first home and labelling our whole generation whingers is a big call.

Im 21 and surely the correlation between salary and house prices has changed. I dont mean this to be a whinge as everyone has to cope with their own circumstances. For example dad bought his first house for 48k (2.4 times his salary of 20k he was about 23) his salary now is around 90k in the...