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  1. cletus

    "Subject to finance" period expired (WA)

    Ok, question for you: I put in an offer to purchase a property that was accepted. This is in WA. The period for finance approval has expired. Now I've notified the vendor (through the agent) that finance has not been approved but I'm still interested if alternative finance can be...
  2. cletus

    Lending options: am I SOL?

    Ok, I'll try and keep this as brief as possible. 2 years ago I bought an old house on a large block of land for almost $400k with a 20% deposit. Last month I put in an offer (subject to finance) to buy another house for almost $430k. My plan was to use the increased equity in my existing...
  3. cletus

    Funding options for 2nd IP

    I bought a house less than a year ago in Perth. 1970s double brick and tile 3x1 on 806sqm 10km from the city (Bassendean). By my estimation (based on following advertised properties in the area) it's gone up $80-110k since I bought it. That being the case I have about $200k equity in a house...
  4. cletus

    Simple (hopefully!) question on tax calc

    Hi, Quick question hopefully. I bought my first house last year and got a 12 month fixed intro rate (principal and interest) paid monthly. After just over 7 months of living in it I moved out and am now renting it out. From the point that it was available for rent it switches to being...
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