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To live off the rental income from your property portfolio? Is it possible to do this? I'm interested to know how this is done. Is anyone here financially free through their property investments? Sorry if this has already been explained in the past, just learning :) Kate

Hi all We are currently looking for our first PPOR, to then begin our property investing. We have found a few nice houses that are the original house on a subdivided block with a unit out the back. In regards to the (original) house increasing in price, would this take longer than say a...

Thanks alot everyone for all your advice and suggestions. I will be having a chat with my partner and then we will go from there. Thankyou again Kate:)

Hi everyone I have asked this question before about rent vs buy and what would be smarter from a property investors point of view. We are saving for our PPOR deposit currently, but i'm thinking what if we used that money to purchase our 1st investment property and rent instead? I realise we...

Thanks for the advice Simon. I was annoyed when i found out that i couldnt make extra repayments. I'd orginally had another bank in mind that allowed extra payments but at a higher interest rate. The guy got me at 'but the interest rate with us is only 8%', in HINDSIGHT i shouldnt have been...

yeah i have. I can make extra repayments but it goes into a credit holding account, its maximum being $500.

Its been very inspirational to read everyone's posts here! Well done! :) me 25 b/f 30 Receptionist/Structural Engineer $32k/$50k Boyfriend of 2 yrs (Hopefully engagement on the way! hehe) Currently saving for our PPOR deposit, then want to get our 1st IP.

Hi GoAnna, Yes at the moment this is the only debt i have. I pay $280 per month, over 5 yrs (beginning Jan 06), so im guessing paid out by Jan 2011. Im not sure of the penalty if i refinanced. I was told when i bought the car (by the 'finance' manager) at the car dealer that 'yes' i was able to...

i have my car loan (still got $9500 to pay) at 8.5%. Its fixed so i can only make the minimum payments each month. This is really annoying me as i want to make extra repayments to bring the loan down. My partner and i will be getting our first home loan after xmas too, is there a way i can...

Thanks for the advice guys! Will pick up a copy this weekend!

Hi guys i have yet to read any of Jan's books yet. Which one do you recommend i read first, and then in what order? I found this site through a recommendation by the lovely talented lady, Kirsty Dunphey in Tasmania. Thankyou for you help in advance. Kate;)

Cool, ok got it. Thankyou!

IMO? What does this mean? :confused:

Sorry i should have said it another way...how can you tell if something is overpriced? Other than knowing the prices of the suburb.

Be it land, house, units, what do you look for? Kate

Thanks everyone, i might have a look at the Nivea one then.:D

Just finished off the last of my Nutri metics one, but now wanting to find a product from the supermarket/chemist. Quicker and easier to get. Thanks Kate:)

Thanks for all your suggestions, knowledge and advice everyone, i appreciate it!

Up until recently i had no idea split loans existed. (Still learning!).. We will be organising our first home loan in Jan/Feb 2008. I was told 'split loans' are the way to go, instead of having one huge loan to pay off, keeping in mind the rising interest rates. So..considering we will want...

Just understand i am a 'newbie'. I realise i may have brought up 'previous topics' from before i was here. Maybe you can direct me to where i should look up topics before i post them?