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  1. M

    rental agreement

    OK, I've been in three newsagencies and asked for tenancy agreements and on all occasions I've been given a blank stare. I don't think these are as widely available at newsagencies? To save me feeling like a d/h once again does anyone know of a store that carries these in the sydney cbd?
  2. M

    rental agreement

    Thanks everyone - I'll pop by the newsagency and see if they have a copy. Another question though, we've agreed on a rent amount but do I need to get rental valuation to prove it's at market price? I heard ATO will deny deductions if rent is not at market price - how do I prove/justify it is?
  3. M

    rental agreement

    Hi, I'm looking to rent out an IP to a relative and not bothering to use an agent - where can I get a rental agreement template to use? Do I need a formal agreement or can it just be done on a 1-pager?
  4. M

    Salary packaging

    I think this only works with certain organisations - government, charities etc.
  5. M

    Tax on FIF through DT

    Hello I'm curious on the idea of foreign investments. I'm considering investing in a foreign investment scheme which, for tax purposes, fall under the Foreign Investment Fund Rules ("FIF") Under FIF, an individual who has more than $50k invested must pay tax on any (realised or UNREALISED)...
  6. M

    Opinions on LoanAustralia

    Just curious but what were the flexible options you couldn't get with LoanAustralia?
  7. M

    redraw facility question

    Thanks Simon - huge help
  8. M

    redraw facility question

    Thanks Simon What happens if you have an loan that is interest only, has an offset account and a LOC facility? Is that 3 separate statements? MCM
  9. M

    Opinions on LoanAustralia

    Although I appreciate that the service of brokers will be valuable to many people, for people like me who have a very straight-forward loan requirement, I find the package of features, costs and rates that are advertised with LoanAustralia to be very competitive. Does anyone have actual...
  10. M

    redraw facility question

    Thanks So how's this managed in practice? Are you issued with two separate accounts?
  11. M

    Opinions on LoanAustralia

    getting back to the topic! So does anyone know much about LoanAustralia's products? I too have come across this website and am amazed at the rates and fees - it just looks way too good to be true? http://www.loanaustralia.com.au/home_loans.asp for example if you look at the LOC loan...
  12. M

    redraw facility question

    Hello This is my first post but have been reading for a few days. I was wondering if someone could answer the question below. I have a PPOR with a P&I mortgage. The mortgage has a redraw facility attached. If I put $50k, say, capital into my mortgage and then redraw for investment...
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