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My gut feel is that the higher rates are really starting to bite now, there will be a lag in that being reflected in the various indexes and data analysed by the RBA so l hope they sit on their hands for a few months yet before ratcheting up again. We don't want to be in a situation where they...

l guess for the past few years l have also invested in shares but only in managed funds. We intend buying another IP or two in the next year but in the meantime l have been having a more serious go at the stockmarket, mainly in energy stocks. It adds interest, l find it educational and of course...

Went and did a ride by on this property today as its about a mile from my place. For $60k l must say its got potential. Its in an OK street right at the back of the complex. l have been in it or one like it many years ago and at the time thought the layout was ok. l think the complex would have...

Hi Marney, We have a property in Merimbula but live in Victoria. It sure did boom spectacularly last year. Are you talking about that far South :D

l find the Docklands attractive too, although l think it will be a few years down the track before we get serious about buying. l feel there may be a lot more fallout yet before things settle. Will visit the Docklands in a few weeks time and start to get to know the area. That was a very...

Ouch! l find the whole land tax issue quite tricky to fully understand, the basics are simple but there seems to be a lot of other issues you need to be on top of to not get caught out. Like you say Geoff you are better informed than probably 90% of investors and still get caught. It is my...

The decision on whether its worth it partly comes down to where you live. We are in Gippsland and have great access to a base hospital only 1km from home. Waiting lists arent a problem. l did have family cover but the policy seemed to be continually going up, so we dropped it back to basic...

Glad it gave you a laugh :p Congrats to your sister, l guess the baby be well born by now! Cheers

Attached is a "ready reckoner" on the stamp duty and land tax changes sent to me by an agent we keep in touch with in NSW. Could be handy for some. The agent who sent me this works in the far south NSW coast. He reckons the market there is still strong but a lot of the tyre kickers have...

Hi Ranger, l bank with the CBA and have this package also. Its fairly comparable to what other banks offer. One thing l am curious about is how did you get the $300 annual fee waived. l have tried to negotiate this several times and it seems like one concession they are not prepared to give...

Eeeeewwwwwwww :D

Better add that one to the list of hazards while renovating. Once you had to watch our for asbestos and lead paint, now its a murderous neighbour :eek:

Hi Way Solid, Here's a link to a great thread from earlier in the year on budgeting; http://www.somersoft.com/forums/showthread.php?t=14250&highlight=gordon+gekko If you use the search function l am sure you will find many more. :) Cheers

Geez Kristine, l wish you a speedy recovery. My father got out of bed one day about 15 years ago (he would have been about 45) and looked in the mirror to find half of his face drooping, just as you described. He was struck down by Bells Palsy, but had no warning symptoms, it seemed to strike...

Suggo, have you considered buying the management rights to a holiday apartment complex? It may be a more viable alternative to a B&B depending on what sort of return you are after vs work required. l mention this because an agent we keep in touch with has just listed the management rights to...

Nice poll AL ;) l assume you were taking the P! Yes, married and happy. They arent mutually exclusive......

Looks great Geoff. l wouldnt worry too much about the brightness, 12 months of UV willl have it dulled off a little so it will look very Tuscan, just as you planned :D

Yeah l agree Geoff. l like Latham and especially love seeing him shake Howard out of his arrogant "relaxed & comfortable" mindset that he's been in for years due to a weak labour opposition. l still havent got my head around voting for him to be be PM though. :confused:

l'm in the Energy Industry, yep l'm an Oil Pig :D We run geotechnical and gyroscopic tools to evaluate the location and formations contained within Oil & Gas wells. It can be quite interesting.

Ahhh, l am so jealous :p Scotland is great, l love the highlands/Loch Ness area, stunning and so many little hidden things to see, old castle ruins etc just tucked away where the locals never venture. Inverness is also great, l would love to spend a week there just living as the locals do...