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as long as you move in within 12 months of settlement, and live there for 6 months continuously, you qualify for grant and sd bonus Read it at Point 6 on the Eligibility Criteria on the Vic FHOG App form

way faster to hire/borrow a trailer and take it all to the waste centre. It takes the best part of a day to mulch a complete packed down trailerfull of greenery. Been there, done that, not again!

one day ( someday! ) that part of the Princes Hwy will be bypassed - from just north of the airport to joining up at the Oak Flats interchange. The bypass will go west of the airport and then curl south of the Croom sports fields and then onto the East-West link. Given last few years...

Cell A1 = Loan Amount Cell A2 = Interest Rate and in Cell A3, type =PMT((A2/12),360,A1,0,0)*-1 this calculates the monthly P&I payment over 30 years ( the '360' months above ) For your 194k at 4.96%, the 30 year P&I repay is $1036-70. I assume you are paying $1087 from when your rate...

Pay the loan with as much as you can, as soon as you can. At 8.74% on a 30year P&I loan, irrespective of how much you borrow, paying 10% more each month reduces the loan term by 8y9m Pay 20% more, reduce by 13y0m Pay 30% more, reduce by 15y8m Pay double, reduce by 22y10m. Pay off your...

your borrowing power is reduced by between 2k to 3k for every 1k of limit At Combank, reduced by $2975 per $1000 At Westpac, reduced by $2280 per $1000 At St George, reduced by $2340 per $1000 Doesn't matter if you earn 50k or 100k or are single or have 4 kids.

Sorry Penny, my past/present/future tense is not clear.... If you don't use your FHP Stamp Duty exemption on the very first property you ever buy, then you lose that exemption. If the first prop is an IP and you never lived there, you don't get to claim exemption on the second prop you buy as...

Hi, In NSW, if you buy a property, then you don't qualify anymore for First Home Plus, which is the purchase stamp duty exemption up to 500k/600k. Doesn't matter if it's a PPOR or an IP. If you buy a property and then live in it for more than continuous 6 months, then you no longer qualify...

Property Mogul, you need to disable all the email accounts that are configured in Outlook. By disabling all the email accounts, Outlook will not try and send anything from the Outbox, as Outlook has nowhere to send it to. So you're able to start Outlook and delete the email For XP, click...

The 1-July-08 date is for NSW only. OSR website for WA doesn't have anything to say they are doing similar. Stamp Duty is done differently in each state.

Another vote for Rolf the Legend. Wisdom, Knowledge, Perserverance, Efficient, and a sense of humour as well. Yoda's younger brother !

my understanding of the wiring rules - all fixed wiring must be done by licensed/accredited people. Doesn't matter if it's 240V or 12V.

So it's all cool ! ( sorry, bad pun, couldn't resist ! ).

Hi Brenda, I'm not trying to be difficult ( nah, I'm naturally difficult !!! ) but it's really hard to see the video card fan through the clear side panel, so I just want to make sure that you are looking at the right fan. The video card is a separate card that plugs into a slot on the...

NSW FHOG is the 7k grant NSW First Home Plus is the purchase stamp duty discount. The discount is based on purchase price. Nothing paid up to 500k, then slides away to no disc at 600k & above. 0-500k, 100% discount. 500-k-600k, multiply purch price by 0.2249 then subtract $112450...

and a 3rd vote for Zalman fans from me. I always add 2 to each PC - one at the back pushing air out, one at the front pushing air in, installed in front of the hard drive(s), and I use the dropping resistor to run them slightly slower so less noise. For older mbds with onboard chipset fan...

no sound from fan at all, often means that fan has failed totally and is jammed stopped. Remove side cover and look at fan - is it spinning or not ? Or you could just keep using the computer and wait for the video card to overheat and usually cause the PC to crash or reboot. It's...

Last time I renovated, I installed appr. 18 of the 240V 50W halogen downlights. The bulbs blew about 5 times more often than the 12V 50W halogens - after 2 years I ripped them out and replaced them with 12V units, with the lightweight switching regulator rather than the heavy transformers...

Spot on - the biggest hurdle in buying, is finding the right place to buy. Can spend Months to Years looking !!

It's just a pity that you bought between last Sep and 1 July this year. You'd have paid MSD before 1-Sep-07 regardless of purpose. MSD will be abolished for invest props as of 1-July-08 http://www.osr.nsw.gov.au/taxes/mortgage/ Prior experience, yes. I'm a mortgage broker. :) Richard