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Hi, I have found CGU quite good. www.cgu.com.au/contact/quote.shtml Regards, bgready

Hi all, A fair bit has been mentioned of the relationship between equity and a LOC but does anyone know what criteria is generally used in relation to servicability? Kind regards Bready

Thanks everyone for your feedback. My Accountant now has his finger out! ;) Regards Bready

Thanks DaleGG. I didn't think it made any sense. :mad: He will be receiving a phone call quick smart! Regards, Bready

Hi All, I just rang CGU for a quote this afternoon and was asked if I wanted $5m or 10m cover. I said, gee, 5m is alot why would you need any more? He replied that a couple of years ago a tenant electrocuted themselves on a faulty stove and sued the owner for over $5m. :eek: That will do me I...

Hi All, I rushed down to my Accountant last week with all my details for next year hoping to have the variation application all finalised for the first pay of the new year. Well to my dismay and horror, he tells me it can't be submitted till next month when I will have my first payslip. Is...

Hi All, That's refreshing to know that Westpac have done that because they weren't doing it 6 months ago when I applied. It was very frustrating at the time because I knew I could easily afford IP no.3 (that's why I applied!) taking into account my tax concessions. They made it sound as if I...

Hi All, I had a townhouse in western Sydney vacant for 2 weeks with no sign of any interest. I changed agents and had ppl knocking down the door to have a look. Unfortunately, even with the increased interest I had to drop the rent slightly. That was better than losing in the long run and I...

Hello again, Thank you all for your very helpful responses. As it is turning out, all that will be needed is to bring the balance of the loan to 80% of the property value and life can go on. Unless matters change for one reason or another, it will thankfully be a simple outcome. Thanks...

Thank you very much Asy, Your reply was not long winded; I appreciate your thoughts and detail. Your third suggestion makes a lot of sense (as do the others of course) if worse comes to worse. That is a brilliant idea. I am reasonably sure they were "Tenants in Common" and there was no...

Hi all, The recent death of my wife's sister has lead to some major concerns for us for the future of her surviving partner and young child. I have strongly suggested taking the advice of the engaged solicitor for the following question but I am hoping to get some people's thoughts...