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Thanks guys for your replys, Yeah thats after Tax income. Most of our spare money up until this point has been blown from week to week, new doodads, holidays ect. Unfortunaley we dont have any real savings around $5k. Sorry by consumer debt i ment personal loans, credit card. interest...

Hi All, Firstly I would like to commend everyone on the wealth of information that has been gathered here!!! My Partner and I have just been introduced to property investing by a family member through a couple of Jan and also Peter Spanns Books. WHAT GREAT BOOKS!!! We are now motivated to...