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:eek: Recently purchased my first property in my own name. Paying P&I with a 100% offset account. Currently tennanted, lease expires at the end of the year, when I will take up residence for 12 months to satisfy FHOG commitment. Having read some info here regarding intrest only, trusts...

Hi Have been doing some research prior to jumping into the property market. Head spinning with so many options in regard to loans. Valuable advice of a general nature much appreciated. I've been to see my bank, spoken to a broker, and looked on cannex. The rates seem to vary wildly...