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  1. Rob Williams

    ITWV time (again) !!

    Lodge your PAYG withholding variation application 2012 using e-variation from 3 May 2011 In May, we will start processing Pay as you go (PAYG) withholding variation applications for 2011-12. As your PAYG withholding variation may expire on 30 June 2011, you may need to lodge a PAYG withholding...
  2. Rob Williams

    Rostrevor (S.A.) .. Why the big price jump?

    Apparently, Rostrevor is showing a significant price jump for units over the past 12 months. I'm told the increase is around 50% (yeah, I know .. that's RPData percentages, which is a bit like the Microsoft minutes it takes to copy files), but it still shows there has been some action in that...
  3. Rob Williams

    JamesGG featured in April YIP magazine ...

    Somersoft's own James Gatherum-Goss is featured in the April issue of Your Investment Property magazine in a "Power of Positive Cash Flow" article. He's in there alongside other big names such as Somers and Lomas. Well done James and thanks for sharing your wisdom!
  4. Rob Williams

    Reno Tool Glossary ...

    Some of these tools will be familiar to anyone who has done some reno work. Maybe Somersofters can add some more to the list? HAMMER: Originally employed as a weapon of war, the hammer nowadays is used as a kind of divining rod to locate the most expensive parts adjacent the object we are...
  5. Rob Williams

    Dead Peasant Insurance ...

    I'd never heard of this until I saw Michael Moore's "Capitalism: A Love Story" the other night. Now I know why they keep me in my current job and won't give me the redundancy package I long for. http://moneycentral.msn.com/content/insurance/p64954.asp
  6. Rob Williams

    Space Shuttle is close to launch ...

    There won't be too many more Shuttle launches. 5, I think. Here's a chance to watch one live: http://playlist.yahoo.com/makeplaylist.dll?id=1368570
  7. Rob Williams

    Westpac - not sure if I should laugh or cry

    Westpac (more specifically, their computer system) rejected my loan application for a re-fi loan on Friday. Yet, one week earlier, I settled another re-fi loan with them. I've been told that there's been a policy change and that if the computer system rejects the loan, even if a loan manager...
  8. Rob Williams

    Offset Account vs Redraw

    I've just completed a re-fi, my first loan with Westpac. The product is Flexi First Option Investment Prperty Loan with Redraw. With all my other re-fi's, the surplus funds (equity release) has been paid into my NAB offset account, by my request. However, the Westpac loan was settled such...
  9. Rob Williams

    Westpac require interest payments to come from a Westpac account. What the?

    I've just done my first loan deal with Westpac. All the docs are signed and we are good to go for settlement. BUT, at the last minute, they tell me that the CBA account I provided for the interest payments to come from isn't acceptable and I need to provide a Westpac account. Which means I now...
  10. Rob Williams

    Break costs still heading South

    Just got another update on the break costs for a couple of my fixed rate loans. A few months ago, they were less than half what they were at the beginning of the year. Today they are half what they were a few months ago. I've been getting annoyed with some of the delays in getting my...
  11. Rob Williams

    Happy Birthday MJA

    Have a beer or two for me :)
  12. Rob Williams

    Self managed strata corp

    I'm in the process of taking strata (body corp) management away from the strata mngt company that currently looks after it and bring it in house as a self managed strata. I'm having a few issues with this, though. Firstly, the bank requires me to register the strata corp with ASIC before...
  13. Rob Williams

    Why have my fixed loan break costs suddenly halved?

    I got break costs on a couple of 5 year fixed rate loans in February this year. Both loans were written in April and May 2007. One is $173,600 and the other $196,400. The break costs were around $22,000 each back in Feb. I got another quote today and they are now around $11,000 each. Sure, a...
  14. Rob Williams

    steveadl is a celebrity !!

    Adelaide SSers can check out the little star and his lovely fiance in todays Sunday Mail social pages - The "O" List (page 106). Thats a great photo Steve. You two make a really great couple :)
  15. Rob Williams

    Happy Brithday Lou Williams

    Happy 20th Lou. It's been 9 months since you bought your IP. How long before you go for number 2? We look forward to sharing your journey ...
  16. Rob Williams

    My mindset journey

    If you have any doubts as to the importance of mindset in the context of creating an abundant and balanced life, then maybe I can give you some food for thought by sharing my own experiences. My property investment strategies have been well documented in API, YIP and here on the forum...
  17. Rob Williams

    The Opus

    I received a copy of this movie/doco in the mail the other day. Anyone else receive a copy?
  18. Rob Williams

    Where's the Doom and Gloom???

    My latest IP is nearly complete, so I decided to get it listed prior to completion as I expected to have difficulty finding a suitable tenant. Mid year is traditionally a slow time for the rental market, in my experience. Also, I thought the FHB boost would take some pressure off the rental...
  19. Rob Williams

    June issue of YIP mag has hit the shelves

    Yes, I know it's only May (let's not start THAT argument again). The June issue of YIP mag is out now. My article on Cross Collateralisation is on page 72. Feedback and constructive criticism welcome. Hope those who read it enjoy it.
  20. Rob Williams

    Shibumi

    Shibumi ". . . Tell me, Nikko. Will you miss Shanghai?" Nicholai considered for a second. "No." "Will you feel lonely in Japan?" Nicholai considered for a second. "Yes." "I shall write to you." "Often?" "No, not often. Once a month. But you must write to me as often as...
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