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I did search but gave up after 50 threads :/ Will PM PTBEAR as suggested.

Hi all, lookinging at rejigging finances. I remember that some time ago, maybe 3 years, ( I did copy and save it , I'm SURE I did ) there was a very good explanation of living on equity/LOC, I seem to remember it was PTBEAR but am probably mistaken. If anyone could point me towards either...