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Project Manager for an engineering consultancy in Sydney. Mainly in environmental planning - the bit that happens before infrastructure gets designed and built. Own large unit on Northern Beaches and one IP in Caloundra - couple of nice spots on the globe - consider myself very fortunate.

As everyone else has said, get the finance sorted first - rule of thumb for me at the moment is that every $100K borrowed costs about $750pm depending on loan arrangements. For example, if you use your $40k as a 10% deposit, and borrow the remaining $360k, mortgage payments will be about...

G'day - just found this place - looks like just the spot I've been looking for. I'm a first time investor, and have not long settled, and will undoubted take full advantage of the knowledge and experiences here. So, if I don't say it at the time, thanks!!

Interesting topic, as we were in a similar situation. We've just bought a house in Caloundra - 3-bed, 630sqm, about 400m from centre of Caloundra (Bulcock St) and about 700m from the beach for $350k. Its nothing special to look at and will be a knock-down job later but it comes with a tenant...