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Yes I see you are right, Suraj did mention a $15k figure. And obviously a conversation must sometimes go outside the original scope, so you're right a 'whole house' reno is relevant here. Also I agree it's not all that easy to achieve. However I think that being difficult to achieve is...

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This from Owner-Builder Application Kit from the Building Commission website in Victoria. So I can hire individual contractors to do any work upto $5000 ($3300 in QLD), and more than $5k for work on that list, without a builder or domestic building insurance (not sure if QLD have similar...

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It's definately possible, though it takes some thought and planning. Also it's far easier to buy reno and hold, then refinance. Here are some thoughts while trying not to overlap what others have said. 1 start by identifying what houses your market pays a premium for. 2 next identify what...