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I think you'll find thats only for work under a building permit. Best to get a builder to do these because the process of operating as an owner builder has hair on it :D Better still avoid permits altogether by knowing, and working within the regs

I think there are several differences, first because reselling requires more costs so more profit margin is required, due to CGT and agents fees etc. Also right now at the top of the market would not be a good time to be reselling. In order to get higher margin for resell you need to spend...