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Thanks! Your reply gave me a different perspective. I agree that people tend to forget about the capital growth component, but maybe some are just less of a risk-taker than others.

hi, i'm new to this forum as well as to the world of IP so pls bear with me...in other words, 'be gentle':D actually wanted to start posting about something more basic, but this is one of those that i've been really curious about for some time so thought i might as well jump into it. in...