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Thanks Redom. The lease on the flat I am renting in runs out at the end of March so it would be nice not to have to sign another 6 month lease if I can get finance for PPOR at least, happy to be more patient for IP2 as long as it's sometime in 2015.

Thanks Redom Three different lenders was mostly paranoia about X-coll but you're right the broker should be able to make sure they are not X-Coll. Another reason was we might approach tighter lenders for these two properties and leave the more flexible lenders for later properties when...

Hi all Currently have no PPOR but IP1 with 210K IO loan with ANZ (Breakfree package) and $110K in equity which I am planning to use together with $45K in savings to finance two properties - PPOR and IP2. To keep tax accounting simple I am guessing I should be drawing two separate equity...