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Capital gain with negative gearing was a strategy common during the boom period. However in todays turbulent economic environment, most of us have tried to mitigate investment risks by going for neutral/positive cashflow + capital gain IP's

Ah that makes sense. I wasn't aware that could be done. Good job nevertheless! Having lived in the bayside area, I can say that beach rd is probably the most desirable 'by the bay' land anyone could want in Melboure. I purchased the IP in Armadale, approx 6km from CBD. Moving forward, my...

I second this. However, I must say that I am curious on how the bank views your serviceability as you mentioned that you are yet to have a job (getting a job in the coming weeks @ 50k pa) I'm also 23 and took the plunge into my first IP this year however in order to get a 435k loan I...