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Hi Saint, There was definately no offense taken, I just didn't think what you posted was correct. When considering what is best for a client, rate is only one part of the equation, albeit an important part. As Rolf stated service is also very important. The job is to put the client into a...

Saint, It may interest you to know that there are some banks that place a higher minimum profitability on branch originated loans than broker origonated loans, because branch costs per loan are greater than trailing commissions to brokers. The coment re brokers not being able to match...

0.8% Discount Hi Damon, You can get a 0.8% discount with loan amounts well under $1 mill, my brother (a broker) managed to get 0.8% off for a $400K loan in Octrober last year. I tried to attach a copy of the offer, but it's too large. In the current environment for loans over $400K you can...

Ross, You should be able to get 6.99% up to 70% LVR for a no doc. Regards Alistair

It is not published, but ANZ will give a 0.7% discount through the Breakfree package for loans above $250K if it is a single property, or if the loan against at least on the properties in the portfolio exceeds this amount. Regards Alistair Perry

Tell them your taking your business elsewhere and they will probably change their mind. If not, call their bluff and refinance.

My broker (who happens to be my brother) negotiated a 0.8% discount for me for a $400K loan. Pro pack through one of the big 4. Regards Alistair