so the fees + sd + 125bp rise in interest repayment over 5 years or so is worth the "gamble" that rates "may" go higher than that - it would need to move very high very quickly to pay that gamble off.
sorry - but i'll wait.
my lo-doc MAV CBA package is a 4.94% - variable.
i can't see the value is paying more for a fixed interest loan when i'll be paying out about 1.5%pa extra which is probably all it will move in the next 3 years anyway....
