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because there's probably a kickback for the bank as well. double whammy - like GST inside stamp duty. i guess it's a rip - but last i heard block where i'm buying have increased $80k in the past 8 months - $10k per month = 1 month to pay off the LMI. i'd rather swap $8k for $72k than nothing...

i'm about to get slapped with $8.5k of LMI. bathtds.