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i'd say get the paperwork in order for a 1.75% discount. although that could be lost in comm app fees - so double check.

yep with that ^^^. for resi dev in Perth, Bankwest mid 9s plus decent fees, RAC 10.25% minimal fees - all needing 125% debt coverage and/or 100% contract value presales. IR is negotiable dependant on LVR as usual - although for resi devvy max 70%. Meeting with P&N this week as well. will be...