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guys - i hear your argument and i agree. but as long as they're trying to repair and maintain the "old" system, then them's the rules we gots ta play by.

remember though, everyone gets into debt for things they WANT. you WANT more wealth, you're going to get into debt. you WANT a new car, you're going to get into debt. fat chance saving cash for that $300,000 unit, but you COULD save for a $30,000 car.

let me get this straight - i haven't closed the shutters. i'm not NOT investing. i'm just sticking to my criteria and it seems to be working well. i'm just looking for other options to increase cashflow.

i think this is thought provoking post and people who are just ridiculing it as plain in denial, or perma bulls - both just as bad. i see a reduction of debt to be a good thing - PERIOD. my goal is just to own my PPOR outright - i then like the idea of cashflow producing debt (self serving)...