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i think God's Garbage or Hell's Angles only charge 10-15% commission on collections....

sounds like he needs to tighten the belt, sell the car, run around in an ex-fleet commodore for a few years and sort that ***** out.

yeah i didn't think $30k was high - i mean, if it's maxed out how is that any different to a bad car loan? everyone's had one of those at one stage. best thing they can do is cut the cards up immediately and pay down in $500-$1000 chunks IMPO. the debt will be gone in about 3 years.