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    Are credit conditions easing?

    It's not just the lending criteria - it's also the new NCCP that are affecting who can borrow. As expected - the new laws just make it more expensive and difficult for the end consumer to borrow money.
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    Are credit conditions easing?

    Same thing is happening in Melbourne too - lots of builders are running out of work
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    Are credit conditions easing?

    Whether credit is being 'loosened' or not depends on your definition of what 'loose' is. As far as IDing a customer goes - the banks are getting tougher and tougher since the NCCP came out. In that way, they're not 'loose' because they aren't simply lending their money out to anyone. Same thing...
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    Are credit conditions easing?

    Nowadays banks hold onto securities for months/years before they sell. It must be because of the stronger duty of care that the mortgagee owes to the mortgagor compared to 1991.
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    Are credit conditions easing?

    Suncorp are just muppets. End of story.
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