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Whenever I hear 'Moe' I think of Jayden Leski.

He probably makes it up this season with the Great Ocean Road travellers...

Bendigo should be ok for that loan amount. Any more and you're pushing it.

I might get flamed here but I'd stay away from Wyndham Vale (i.e. Werribee) as you've already decided. Not sure about Bendigo or Ballarat but just keep in mind that there's quite a few 3/4 unit subdivisions going on around there on 1,000 sqm blocks. Maybe buy something around that size for...