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    Buy an IP or pay down PPOR? (bare with me, I know it's been asked a million times).

    Just be aware that you can keep paying down your PPOR debt while at the same time investing in IPs - turning your private debt all into investment debt to better structure your taxes.
  2. A

    Buy an IP or pay down PPOR? (bare with me, I know it's been asked a million times).

    If you buy some investment properties you can slowly pay it off so that the net income from it becomes more significant. More importantly, though, for retirement the main thing you need to have is income-generating assets. Investing early allows you to take advantage of compounding returns - so...
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