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    Preparing for IP#2

    Refinance to a loan with offset account to release your parents would be a top priority if I was in your situation. Not really fair to leave them there imo.
  2. A

    Preparing for IP#2

    At this stage the LVR is a bit high to consider a refi to an LMI loan. Once it reached 90% then it can be done and it will cost about 4-5k in LMI. I find people who shrug off LMI because it is 'expensive' are either those with a lot of money to begin with or who tend to miss out due to lost...
  3. A

    Preparing for IP#2

    How much is owing against the IP#1?
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