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My point about LMI was more-so to do with your target resale market. If you are in FHB land then ability to get LMI is critical since FHBs have low deposits. If you are talking $4m stuff then obviously these people don't need LMI and it is not important.

Yep you can forget LMI on these. Max 65-70% LVR.

Hard to finance these.