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  1. A

    It's complicated....

    Well for equipment I find it better to get direct finance against it because you want to maximise your leverage. For business accounting matters like renting it back to yourself etc you would need to speak to an accountant for that.
  2. A

    It's complicated....

    Ok I am not sure what the solution would be based on the limited information at the moment but obviously funding construction of a warehouse does complicate it a bit. Not sure about servicing etc it's probably best to ask your broker about what he thinks can be done.
  3. A

    It's complicated....

    Doesn't your broker do loans for commercial properties? Just increase your residential LOC against your house (if needed) and get finance to purchase the new warehouse with a separate loan with another lender.
  4. A

    It's complicated....

    Keep it separate. The business banker wants you to give them residential security and charge you commercial rates for it. No thanks.
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