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Hi Softmonkey, thanks for that comparable link. Looks like converting to IO would be the best option. Likely to stay in PPOR for a little while before upgrading, so it's probably worthwhile getting this set up now. Thanks all.

Tess, you're doing fine, how is baby Tess coming along? Looking to buy IP's, but not counting on using these funds. The funds are in the offset to cancel out the PPOR home loan, don't know where else to put the funds. Hi Rolf, Loans are with Homeside. Can I easily switch from the...

Any simple solution to this situation. Have a P&I loan on the PPOR for 300k Currently have 310k in an offset account linked to this loan. The repayments are around 2k per month and automatically deducted from our personal account to the P&I home loan. Obviously we don't want the offset...