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Was number 3 after number 1, as dealing with "Friends" seems to be a recurring problem. Same with Michaels development by a "friend" at the time. Yet again confirms that Friends/Family just does not mix with Business/Investments/Finance.... It's just not worth it.

I agree here. MsAli, you can't win em all. You're gonna get losses in between the wins. Your losses don't seem to be crippling, and one small win will wipe them all out easy. Experience costs money, everybody has to pay.

Care to elaborate?

Thanks. Just a persistent, hard worker, always have been, even when working for the man on low wages, always gave my absolute best efforts beyond expectations. My wife is too, so together we have done pretty well in the past 10 years. Can put it all down to work ethic/attitude, applied...

10 years ago bought a decorative concrete resurfacing franchise for over 20k in my late 20's. I did not research it enough and was drawn into the potential income earnings of 100k/pa. It was hard work and very weather dependant. I could handle the hard work, as I was previously a labourer...