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But surely you are replaceable, everyone is replaceable, well almost anyone. In regards to your comment about the businss depending solely on your personal labour.

So you operate a practice, not a business?

What do you do? Why is it so unpredictable?

Ability to do something, and actually doing it are 2 different things. So my meaning by "should be able to", was realy saying there is no reason why it's not possible. I didn't actually mean to say that most businesses should double their profits year on year. Most struggle just to survive...

You're earning what, 1 mil/annum? Just double your income every year and there's 30 + mil for you in 5 years. Not easy, but definitely possible. 5 years is a very long time in business. Most businesses should be able to double year on year, with applied effort. Well, maybe not those that...

I'd bet if you asked someone who owned a 30mil house how and why theirs is better than a 20mil house, I'm sure they'd be able to come up with plenty of reasons.

We fit this description almost spot on, except we drive a Toyota Tarago. An expensive PPOR can lead to some impressive capital growth with no CG tax, especially if you buy well. I think of more importance is, how strong is your cashflow....

When you're still young enough to enjoy it.