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Wow, that would be an impressive achievement !!! That should afford you a half decent PPOR in Sydney with those funds available.

21 IP at 3.6 mil averages at 170k each. At 80% lvr, based on todays interest rates, it would seem like you should be considerably cf+, but you mention only neutral to positive, depending on maintenance, etc. Considering this, if you could do it again, would you prefer less properties at...

Probably because it's such a round number, comparible to a decent level of earned salary. But to really retire and fulfill your life, I believe you could easily go through much more disposable income. When you are not working, there will be so much time to do other activities, and these could...

Goals: Stage 1 - 365k passive income per annum. Stage 2 - 1 mil passive income per annum. Method/Strategy: Complete accumulation phase in 2 months time, which will give us a total of 13 brand new IP's and a PPOR. 2 IP were built 2 years ago, 5 others 12 months ago and 6 more to be complete in 6...