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This is true. My financial light switched on after reading The Richest Man in Babylon. Put away that 10% and don't touch it. But then again, I always divert into investments as much as possible since reading the book, close to 90% of earned income during the past 5 or so years.

Also taken from the article: Of course, every survey done by a financial institution should be taken with a grain of salt. Wealth management firms tend to promote the image of hard-working, heavy savers and investors among their clients. And clients sometimes say the right things in surveys...