Pretty sure the cash-flow sheet included all the other holding costs ie. landlords insurance and rental manager. Don't think the stamp duty or BA was factored in though, assuming these are coming from an LOC, i'd imagine one should include these?
I've the seen the cash-flow sheets of some of the properties presented by Binvested. The cash-flow was calculated excluding a 20% cash deposit. Even then it was barely positively cash-flowed. Is this a common methodology?