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Also, have you put in with the ATO the form which you do online to pay less tax in your pay now so you have more cash to play with every month? Essentially, work doesn't pay any tax for me so I get all my money every month. Still do tax returns of course and they have to be completed by...

Couple more ideas for you. The loans should be interest only. If they are not, ring up the bank and ask them to make them interest only for 5 years if you can. That will save the principle. If you sell, you need to consider how much tax you will be paying and you could be back in the...