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Not sure we're on the same page here? I'm sure I'm not telling you anything you don't already know but what I mean by 100% lending is using equity from another IP for the 20% deposit and then borrowing the 80% on the new IP. I know. I've been doing it for some years. Essentially I'm asking you...

Some text book stuff there. I would have thought that is resi buy + hold -ve gear. A good plan nevertheless. Each year when you are buying a new IP, are you using equity in one of your IPs to fund deposits and borrowing 100%?

I did consider it but then you'd get someone who does 80% Resi buy and hold but has bought one off plan and has done 1 sub divvy. I'm really after what people predominant strategy is. If there isn't one, there's an option.

I just want to get an idea of the strategy demographics of this forum