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I'm with Toony, what is this residual income stream they are talking about? How does this 5% conduit fee work? How does Derivex earn its income? I used to sit in law lectures where one person would regularly ask the lecturer "Maybe I'm not as clever as everyone else, but I simply don't...

Excerpt from the cached page on the google search above. BTW I still don't understand how it works "A Simple Solution Derivex contributes 25% of the property's valuation and funds ongoing interest and property costs in exchange for a secured residual claim. The lack of credit...