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This back from RAMS re 90% lvr lo doc loan. Am told there was a recent policy change specific to the low doc 90 effective the 26th of May Upshot is no equity release (i.e. no release of cash as a buffer):- "Self Certified (Low Doc) 90% Loan Loan purpose Acceptable Loan purposes will...

I get the feeling that being a mortgage broker is similar in aspects to being a Migration agent (I'm a migration agent). Answering a lot of questions/emails with detailed and ever changing rules only to have the recipient of the information use another broker or even do the application...

Am hearing that Rams may be able to do an 80% lvr lo-doc if an ABN is greater than 2 years but gst is 4 months or more. This is with declared income over $75k. Doesn't help you boods99 as your ABN is less than 2 years. I got the same story as you got regarding Colonial.

Yes...thanks Medine. Broker/lender got back to me with very basic details. Says his firm won't lend on that basis but they can act as broker on an application with another lender who will do it. Also spoke with Personal Relations Manager at CBA (saying I wish to t/f loan from Colonial to...

Am looking for lenders who will do lo doc lend to 80% lvr on declared income greater than 75k with gst registration less than one year but ABN registration more than 2 years. Am currently with CBA through a broker. Ajax

I have been speaking with a broker/lender in Melbourne says can do lo doc at 80% lvr at 8.77% without need for one or 2 years gst registration. Am not talking about incomes below $75k gst threshold that RAMS (and other lenders) will lend on without need to see gst registration. Am waiting for...