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This thread (particulalry the bit about childrens' mobile phones for Xmas presents and ongoing usage plans) reminds me of an obituary for a member of the Sydney legal fraterntiy I read some years ago. As a kid he had to walk from Town Hall station to Sydney Grammar school across the sand...

You could make this into a team effort with all family members working on the problem. This would be good financial training for teenagers... Cut the foxtel. Cancel the gym membership and take up walking, jogging/swimming. Take up fishing??? I have friends who save a lot each week by...