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Yeah could be! as I honestly have no idea just how long I plan to be living where I am. It's kinda hard to plan for the next 1-5 years as I'm not sure what I'm wanting! Maybe it's best to stay SV. I also wouldn't want to be locked in if I'm wanting to extract equit to invest in a few years time...

I'm thinking about fixing my ip loan (the ip that used to be my ppor a few years ago). The only thing is, I may move back into my old ppor in 2, or 3 years time or maybe not for quite some time if I'm enjoying living where I am. I'm not sure if there would be break costs/costs associated if I...

bummer for me. I just settled at christmas time and got a 4.8% 3 year fixed rate. I'm missing out on the drop. Oh well, thems the breaks! On the positive side, my other mortgages are all SV and they'll drop :)