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I think I got into a one track mind of buying a cheap 1 bed for under $220 K but then realised most of them are under the 50 sqm which means that banks require a 20% deposit to finance it. That means a $44 K deposit then still have enough money to pay for all other costs and leave enough for...

haaaaa ha very funny! ;) :p

i havent saved enough yet!! lol You have to be able to afford it. That is the most important thing for me with investing. I'm not in that position atm. I guess im more conservative than some people on here, but i feel in my situation i want to have a decent sized deposit and also have...

yep most people are very wary!!

yeah in last weekends saturday paper they said some are getting into the market but that consumer confidence was still low and there are still quite a few waiting untill its more affordable. There is a lot of uncertainty still. Perhaps in 6 months time would be a good time to buy rather than...

yey and more time to save up, when no-one is buying and the market is staying the same or falling in price. i'm in an excellent position being able to sace $2,500 a fortnight whilst in no hurry to buy. found another article Homebuyers sit on the market sidelines Also in Perth atm...

I wander how long it takes for consumer confidence to improve once the interest rates start to come down. The reserve banks might lower the IR this year. A question for the older ones here. The investers who have been through at least two - three cycles and have kept an eye closely on the...

Found this interesting article Borrowers Risk Averse No interest in soft landings By John Kavanagh | August 6 2008 | The Sydney Morning Herald & The Age (subscribe) A survey of borrowers shows that people are becoming risk averse and wary of signing up for the very mortgage...