Search results

Someone else tagged baked beans & misery... Hmm dunno why

thanks, yep i caught myself before it was too late, realised the problem and have taken steps to rectify. the coin jar tip sounds good! i might try that. So what do i do? pay with a note and then just empty all the coins into a jar when i get home. But wouldn't I just end up going to the...

Boy have things changed in the space of a few months! I'm now sitting on around $8 K in savings. Half of it being tax return money. :) Woohooo

Great news. I have a $4,200 tax return! I did the calculations and my position isnt as serious as I thought. Minus the $1000 loan mum gave me I have $6,000 now to my name! I will make sure this money sees me through to the end of the next financial year. I have a few expenses coming up including...

I've compromised. Once a month now instead of a fortnight.

Yep I'll get through this. I'll hold on. The 2nd job will also take some pressure off. :) Talking about selling stuff on ebay. I have a bunch of bootleg cds that I bought when I was young and foolish haha. I might look into selling them. Thanks for the idea!! People are always willing to...

An update! I haven't bought 1 takeaway in 2 weeks now. I'm so proud of myself. I have been going to woolies buying homebrand this and that. Have cooked my own meals. Same goes for toiletries. Oh yeah and as I was going out the door at 9pm the chickens were reduced from $11 to $7. I was able to...

I haven't racked up any cc debt btw. I only just signed up for one a few days ago.

Yeah Im gonna do this. Is it too late to organise it?? I'm seeing my accountant mid july to lodge my tax return.

I liken my weight loss along the same lines as my financial affairs. With weight loss you have to be really ready to do it and it took me 3 attempts to lose the weight in the past 5 years. I didn't have the mindset to do it until this last attempt. I summoned the determination to lose the weight...

I have thought of another option: See if mum and dad can help me out to see me through the next 6 months and help pay half of my shortfall for my ip. This would be a loan to me. Then when the rental income increases to $240 per week I'll find it a little easier plus I'll have a little money...

yep, thanks :) its taken around 15 months. haha and today i was lying on my back and i could feel my ribs and my indentation of diaprahm i was soooo excited lol. I'm just starting to notice the shape of my muscles that have been covered by the fat ;) its very exciting! Hmmm well thats the...

yep thats perth for you!

I just dont want to be a freeloader. I reckon $200 pw is fairer and I'd be able to manage it. I'll see what mum and dad say. Yeah and I'll help around the house and help with the cooking.

Yeah I've been thinking about it and I dont think its a good move to move into my IP for various reasons. It looks like I'll have to move back in with my parents for a year or so. I was talking to mum and I asked her would she mind she said it would be fine. What is a fair rent to pay mum...

Help please If I move into my IP and rent out my PPOR it will only cost me $290 a month to hold rather than $520 what I'm paying now. Ok so what I'll do is increase the rent of my IP in January to $260 per week. Up from $230. If she doesn't agree then I will move in, which is what I have...

I've decided to move into my IP!! Thanks for the encouragement Belbo. :) Yes I am happy with what I have achieved property wise and weight loss wise over the past 3 years! I lost my way though managing my money, but all is not lost. I'll turn this around. I'm looking at the positive side of...

If I really had to/needed to they would let me move in but I think I can manage. The rental will increase soon as well. I just need to manage my money better. Cutting down on the food I buy will help. Also looking at other places I can cut my expenses down.

Ok so yesterday I went to woolies at lunch time and bought some margarine, some vegemite, some porridge and some veges to keep with me at work. Also bought some tuna for tuna sandwiches. I have eaten at mum and dads a couple of times lately and will eat dinner there 3 times a week. My parents...

I'm feeling a bit more positive about things! :) I'm sure once i meet with accountant and mb a restructure of my finances may help as well as taking more responsiblity in tightening my belt. I can see a bit of light at the end of the tunnel now. I can see there are a few options for me...