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Do you think I could do better refinancing somewhere else? Maybe I should look into it. uncross my loans. I probably have a 70-75% lvr at present

I didnt have to fill any forms in to get my IR reduced. I have to sign some new contracts though. The girl stuffed up and sent the wrong property contract with p & i so now i'm waiting for her to resend. oh well

5.85 % I'm down from 6% to 5.85 % :)

yey I got 1.5% :) quite happy with that. i'll take it!!

Thanks everyone! I'll be getting in contact with ANZ again on Monday to sort it all out. They were going to ring me back but didn't. Hopefully I don't have to go through the whole application process & I can just do it verbally over the phone. I have 1 more week to go before the loan...

Ok thanks __________

Thanks. Good to know!

Hi Rolf Current lvr is approx 70-75% Ok cool, if im still with ANZ by that time (the 10 yr mark) I might refinance somewhere else. I don't want p&i whilst I'm accumulating. Yeah. I was wondering what a decent rate was for a comparable product (like break free). :)

ive run out of time. i'm on my lunch break. i'll reply tomorrow :D

Hi. What do you mean by Delivery Rate? Ah good to know, thanks!

Yeah that is something to look at down the track if they wont extend the IO term. Cool ok thanks I’ll tell them CBA offered me 5.8% and that I’m thinking of re-financing with them. Then I’ll say to ANZ can you beat that. If they say no then I’ll say if you can match 5.8% I’ll stay. Does...

Hi IO Just for 10 years? I was just on the phone with ANZ. My IO period reverts to P&I in a couple of weeks so I will be changing it back to IO as I dont want P & I. ANZ said that after 10 years the bank wont allow you to pay IO they will make you go onto P & I. Is there a way around...