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Thanks, and if I don't quite make it at 60 I'll be 62 hehe :D Yeah good idea, I agree..... have the $25k after all purchase costs have been paid. Gives you SANF too :)

edited to say: ooops edited to say, i didnt read correctly - you already have $30 k savings. Well, I still think save another $10 k before investing. I'm following this thread with interest! I'm in a similar position to you and earn the same amount of money, although i'm around 15 years...